The State of Aadhaar Report by Dalberg (funded by Omidyar Network India) was released in Nov. 2019.
The report is a compilation of pulse survey with 147,868 households in 28 states and union territories, and an in-depth survey with 19,209 households in 16 states and one union territory.
Aadhaar was designed as a project to provide more than a billion Indians with a universal identity. Conceived in 2010, the ambitious project is entering its ten years of launch.
Aadhaar’s objective has always been to improve the ability of all Indian states to provide efficient, transparent, and targeted delivery of its welfare services.
Here are the top 10 Insights and Key findings from the report:
1. Ambitiously Ubiquitous
Aadhaar is ever-present in India, with 90% of adults possessing it and using it once a month on an average. On the other hand, 75% percent of the children have Aadhaar. People are using Aadhaar as the fundamental proof of their identity for all sorts of work ranging from official to submitting it as KYC in mobile payment apps.
2. Still a minority
Even though a majority of the adults have Aadhaar, a notable minority still lacks it. Ninety percent of the residents in Assam, 61% in Meghalaya, along with 30% homeless and 27 percent third-gender residents are among people who do not possess the universal identity proof.
Even though they only account for 8 percent of the total population, the numbers add up to 102 million people in total.
3. Obsolete Aadhaar
A significant chunk of the population finds updating Aadhaar one of the most challenging tasks. Thirty-three percent of the population who tried updating their Aadhaar found it extremely challenging, while one in 5 did not succeed.
While only 4 percent of people have informational errors in their Aadhaar, 15 percent of these are those with phone numbers. Moreover, 39 percent of people haven’t linked their phone numbers at all.
4. Welfare Inclusion
While a majority of the population was hitherto deprived of welfare services due to lack of basic identity proofs, Aadhaar has helped bridge the gap. For 8 percent of people, Aadhaar was their first identity proof, and as many as 49% of people used Aadhaar to access one or more services for the first time.
5. Service Delivery
Over the years, Aadhaar has radically transformed service delivery for people with 40 percent more likely to obtain a new SIM card within one day. Similarly, 80 percent of beneficiaries of PDS rations, MNREGA, and other services feel they have become reliable since Aadhaar.
6. Problems with Aadhaar
Ever since Aadhaar has become the quintessential identity proof, people started facing exclusion in welfare services due to problems with their Aadhaar. These include 0.8 percent availing PDS, MNREGA, social pensions, 1% MNREGA jobholders, 0.5 percent social pension beneficiaries, 1.5 percent PDS users, etc.
7. De Facto (Mandatory) Aadhaar
Even though the Supreme Court rules against Aadhaar being mandatory for all citizens, 65 percent of people believe it is still mandatory for availing key services due to their personal experiences.
Half of the people who produced Aadhaar to get a SIM card or bank account had their operators only accepting it as an identity proof. On the same grounds, 3.3 percent were denied bank accounts, and 0.5 percent of 6-4-year-olds could not get enrolled in school.
8. Universal Acceptance
While 92 percent of people expressed their satisfaction with Aadhaar, as many as 72 percent of people accept Aadhaar as a universal ID. However, half of these have concerns about linking it to a plethora of services.
Even those people who have been excluded from service due to an issue with their Aadhaar feel satisfied.
9. Digital Aadhaar
Aadhaar has come a long way since its inception in 2010. It now offers a plethora of digital features such as mAadhaar app, QR code scanning, virtual Aadhaar number, or masked Aadhaar.
However, there is a severe lack of awareness among people with 77 percent never having used any of these.
10. Reliable Aadhaar
In spite of the reports of data leaks from Aadhaar, 90 percent of people find it trustworthy, and only 8 percent worry about its misuse. However, this concern is not obsolete since 2 percent of people have faced frauds they believe were related to Aadhaar.
The best responses received about Aadhaar’s reliability were from those who are the beneficiaries of welfare services, with 61% of these people stating that Aadhaar prevented others from availing their rightful services.
Here is some important information that you need to know:
Aadhaar XML – Aadhaar Paperless Local e-KYC
Aadhaar paperless local e-KYC is a simple and quick offline process of sharing your identity. And you don’t have to share your Aadhaar number and biometric data. But it’s sensitive information that should be handled with care. The information processing should be done on the client, never on a server.
Now you can get a digital masked Aadhaar card (first 8 digits masked). You can use it for verification, open bank accounts, and other purposes.
Businesses will be able to get better information about the person they are interacting, providing service to, or selling a product to. The government is still working to make the system secure and better.
SpringRole is enabling everyone’s Verified Professional Profile on the Blockchain. SprinVerify enables you to check backgrounds quickly. Blockchain technology helps us in building a decentralized system which keeps all our data secure and immutable.